Legal Articles, Credit & Debt

Overview of Chapter 13 Bankruptcy

This is a brief Chapter 13 Bankruptcy Overview which covers the general purpose of filing this chapter of bankruptcy.

Challenge to garnishment; Wage exemption; Financial institution; Comingled funds

Oregon law specifies a percentage of wages that is exempt from garnishment by the employer. Additionally, exempt wages retain their exempt character when deposited in an account with a financial institution providing those wages are reasonably identifiable.

Are Taxes Due the IRS Dischargeable in Bankruptcy?

One of the most frequently asked questions by consumers who are contemplating filing bankruptcy is: "Are Taxes Due the IRS Dischargeable in Bankruptcy?"

Can I Eliminate My Second Mortgage in Bankruptcy?

The current financial crisis, brought on by the collapse of the housing market has more and more people looking for solutions to their "under water" property. .

Reduce Your Mortgage in a Single Asset Bankruptcy

If you are a natural person, corporation, partnership or limited liability company that owns an income producing parcel of real property and you are behind on payments or perhaps “underwater” you should consider filing a single asset Chapter 11 real estate bankruptcy.

What Does a Bankruptcy Trustee Do?

Many people who are contemplating filing bankruptcy ask the question, what exactly is the job of the bankruptcy trustee? Is he my friend or foe? Well the answer to this question is really quite simple, once you know the duties of a trustee.

Vacating Default Judgments

Vacating a Default Judgment

How to handle credit card debt

How to handle credit card debt

Mortgage Modification and Obtaining a Forensic Mortgage Audit

You want to get a Mortgage Modification. Should you obtain a Forensic Mortgage Audit?

A judgment filed in your county is a lien on your real property

A judgment filed in your county is a lien on your real property. It can prevent you from closing on a sale of property.

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